Contest Terms & Conditions

Terms & Conditions for Manulife Financial Advisers 10th Anniversary Financial Review Incentive

MANULIFE FINANCIAL ADVISERS 10TH ANNIVERSARY FINANCIAL REVIEW INCENTIVE (“Promotion”) TERMS AND CONDITIONS (“Promotion Terms”)

  1. This Promotion is organised by Manulife Financial Advisers Pte. Ltd. (“Manulife FA”, or the “Organiser”).

    2. PROMOTION PERIOD

  2. This Promotion will run from 1 February 2025 to 30 April 2025, inclusive of both dates (“Promotion Period”) and is applicable to the first 10,000 Customers who meet the Promotion Terms, while stocks last. The Promotion will end either when 10,000 Customers have met the Promotion Terms or at the end of the Promotion Period, whichever occurs first.

    3. ELIGIBILITY

  3. For the purposes of this Promotion, a Customer (“Customer”) can be either an existing Manulife policyholder or an individual who does not own a Manulife policy.
  4. Customers will be entitled to participate in this Promotion and receive a one-off gift of a S$20 e-Voucher (“Voucher”) if they can fully meet the below conditions and fulfil these Promotion Terms during the Promotion Period (“Eligibility Conditions”):

    (a) the Customer must be a Singapore Citizen, a Singapore Permanent Resident, or a Singapore Employment Pass Holder and be at least 21 years of age;

    (b) the Customer has met up with their Manulife FA financial representative (“Financial Consultant”);

    (c) the Customer has fully and accurately completed the Financial Review (“Financial Review”) with their Financial Consultants; and

    (d) the Customer has completed the Financial Review during the Promotion Period.

  5. Notwithstanding the foregoing and for the avoidance of doubt, the Organiser has the sole and absolute discretion to determine the eligibility of a person to participate in this Promotion. The Organiser may exclude or otherwise disqualify any person from participating in this Promotion, without providing any reason and without prior notice, at its sole and absolute discretion. All decisions made by the Organiser shall be final and conclusive.
  6. Customers who are employees of the Organiser, and any Financial Consultant employed by the Organiser, or the employee of any Branch representing Manulife FA will not be eligible to participate in the Promotion.
  7. Each Customer is only entitled to one Voucher, and the Voucher may only be redeemed once, regardless of the number of times the Customer completes a Financial Review with the same or different Financial Consultant during the Promotion Period.
  8. The Voucher cannot be re-used once it has been expended. The Voucher will be sent to the Customer’s email address most recently provided to the Organiser within three (3) months of fulfilling the Eligibility Conditions. There will be no replacement or reimbursement should the Voucher be lost, stolen, damaged or expired.
  9. Usage of the Voucher is subject to the terms and conditions imposed by the respective issuing merchant of the Vouchers.
  10. All Vouchers are non-transferable, non-assignable, non-refundable, non-extendable and non-exchangeable, in part or in whole, for cash, credit, goods, services or any other benefits.
  11. The Organiser reserves the right to replace any Voucher with any item(s) of similar or higher value without prior notice to a Customer.
  12. By participating in this Promotion, the Customer is deemed to have accepted and agreed to be bound by these Promotion Terms and any other instructions, terms and conditions that the Organiser may issue from time to time.
  13. The Organiser is not liable for any direct and indirect losses, claims, demands, expenses and / or liabilities whatsoever in relation to or arising out of or in connection with the Voucher or this Promotion.
  14. The Customer shall fully indemnify and hold the Organiser harmless from and against any loss, damage, cost, liability or expense (including legal fees), whether direct or indirect, which the Organiser incurs in respect of, in connection with and/or arising from the Customer’s breach of these Promotion Terms.
  15. The Customer consents under the Personal Data Protection Act 2012 to the collection, use, retention and disclosure of their personal data by/to the Organiser and such other third party as the Organiser may reasonably consider necessary for the purposes of this Promotion and the Organiser’s business activities introduced by the Organiser through marketing activities, including but not limited to call(s), SMS(es), Social Media, email(s), etc. notwithstanding that the Customer may be registered on the National Do Not Call Registry. The Customer agrees to be bound by the Organiser’s privacy policy, copies of which can be found on https://manulifefa.com.sg/privacy-policy.html.
  16. By participating in this Promotion, a Customer agrees and shall be deemed to have agreed to participate in any publicity, advertisement or media coverage as requested or required by the Organiser, without compensation and in such manner as the Organiser deems fit. The Organiser reserves the right to video, photograph and/or record the Promotion, and publish a Customer’s images and personal particulars for any purpose whatsoever without having to pay any fee or compensation to the Customer.
  17. The Organiser reserves the right to amend, add, supplement cancel, suspend, withdraw, modify or vary any of these Promotion Terms and / or any element of this Promotion for any reason without prior notice or reason or liability to any party, at its sole discretion.
  18. The decision of the Organiser on all matters relating to or in connection with this Promotion is final, and no correspondence will be entertained. In participating in this Promotion, the Customer agrees that the Customer shall accept and abide by any and all decisions made by the Organiser in connection with or otherwise concerning this Promotion. In the event of any inconsistency or discrepancy between these Promotion Terms and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Promotion Terms shall prevail.
  19. The Organiser shall be excused from performance under this Promotion and shall not be in default in respect of any obligation hereunder to the extent that the failure to perform such obligation is due to a force majeure event, or beyond the control of the Organizer.
  20. The invalidity, unlawfulness or unenforceability of any provision in these Promotion Terms in any respect under applicable laws shall not affect the validity, legality or unenforceability of the remaining Promotion Terms.
  21. A person who does not participate in this Promotion shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these Promotion Terms.
  22. These Promotion Terms shall be governed by and construed in accordance with the laws of Singapore and the Customer agrees to submit to the exclusive jurisdiction of the courts of Singapore.
  23. All information is correct as of 10 February 2025.